Attention homeowners in Menasha and Winnebago County: Get an Appraisal today!![]() See the top seven reasons WI homeowners hire Stammer Appraisal Inc.:
Do you own a house in or near Menasha? Do you need help determining the price of your real estate?
At Stammer Appraisal Inc., we understand the particular needs of a homeowner looking for appraisal services. Our usual business clients get the appraisal process and the usual "products" we deliver to them. Being a homeowner that most likely doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value assessment than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experienced in helping folks just like you remove undesirable PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. This means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Stammer Appraisal Inc. is your #1 weapon. HELOC recently frozen?Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. A professional appraisal from Stammer Appraisal Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Stammer Appraisal Inc. offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can assist you Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house. |